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Part of the draw of condo-living is the convenience. It’s not like a house, where you’re responsible for everything from mowing the lawn to making repairs. That’s what condo associations are for, right?
The truth is, condo associations don’t take care of everything. If you’re a condo owner, you may be financially on the hook for more than you may think. That’s why condo insurance from POM is a good idea—and a smart investment.
Do I need condo insurance?
Unless you have a working crystal ball—and can see that you’ll never have any type of problems in your unit—condo insurance will help keep you protected and put your mind at ease.
Condo insurance covers permanent fixtures, appliances, and other upgrades for which you are responsible.
You may not realize it, but condo insurance protects your personal property anywhere in the world—not just in your unit.
If someone gets injured or their property is damaged and it’s your fault, your condo insurance may be able to help cover the damage - whether the event happens in your condo or not.
This protects you when you’re responsible for helping to pay for covered damage to common areas in your building or development.
If your condo becomes temporarily unlivable due to covered damage, this can help pay the costs for you to stay elsewhere.
Peace of mind, and discounts too.
With a POM condo insurance policy, you could be eligible for money-saving discounts for a wide range of things including:
Home safety purchases are always worth discounts.
We like to reward our customers early and often.
Age is just a number - and a way to save.
We salute you! Available to veterans, active and non-active military members, law enforcement personnel, firefighters and EMTs.
Another reason to protect your home with POM.
Make your policy your own.
POM offers a wide range of condo insurance coverage enhancements that give you the power to pick and choose the protections you need, based on your unique situation.
Your policy can cover items such as jewelry, silverware, fine art, money, electronics, credit cards and more.
If your ID is stolen, this provides theft resolution service, credit protection and document recovery.
The protection you need for your home business, under the same policy that insures your home.
This broadens your homeowners policy to include coverage for your significant other if they are permanently living with you.
This endorsement provides coverage for property and home systems damaged by mechanical or electrical breakdowns.
When your property is damaged from sewage that is backed up through a sewer or septic system and/or damaged by sub-surface water that overflows from the sump pump well when the sump pump fails, you can be covered.
If it is not specifically excluded in the policy, then it is covered. It’s that simple.
POM, a member of the Franklin Mutual Insurance Group, offers condo insurance policies to unit owners in Pennsylvania.
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